Why use us -Your Sydney NSW North Shore Home Loan Specialist

At the Home Loan Depot we specialise in home loans. That's all we do. As a Sydney NSW based home loan mortgage broker we have access to a range of home loans to cater for a variety of different circumstances.
Let us help you:
   >> to maxamise the chances of getting the loan you want.
>> to maximise your borrowing power.

Do you charge for your service?
We do not charge you anythng for our service. We are paid by the banks and home loan lenders. Although we are not paid by you we have a duty of care to you and to act honestly , openly and with integrity. We disclose any commissions and payments to you. We employ ethical standards and look after your needs.

What type of lenders do you deal with?
We deal with Banks and non bank lenders, and with conforming and no conforming loans. Our aim is to find you the home loan deal you are looking for and to find a home loan that is suitable to your needs.

Where do you operate?
Our Home Loan Consiltants operate in most areas in Sydney, including:

     >> Sydney Upper North Shore
    >> Sydney Lower North Shore
    >> Sydney Northern Beaches
    >> Sydney City
    >> Sydney Eastern Suburbs
    >> Sydney Inner West
    >> Sydney Western Suburbs.

Will you come out to meet me?
We will meet you at your home or place of work at a time of your choice. You will not have to do any running around from bank to bank and from lender to lender.

How much help will you give me?
We are friendly and helpful and will step you all the way throughout the home loan process, and be there for you right up to settlement and well beyod. We will assist you with the paperwork and make the process as easy and stress free as possible. This will give you more time to concentrate on other things. If you want, we can be there to look after your home loan needs long term.

Will you keep in contact with me?
Most people we have spoken to demand good service and want the mortgage broker to remain in contact with them right throughout the home loan process. . We aim to excell in this area.

Are you tied to one bank?
Because we are not tied to any one bank or home loan lender, we are not limited to just talk to you about that bank or financial instituation's home loan products. Ths allows us to approach any lender we choose to find the home loan deal you are looking for.
That makes our job that much more rewarding. We can really get our teeth into finding you what you are looking for in a home loan.

Is you home loan information up to date?
We use specialised home loan software which
- has access to a variety of lenders and their home loan
     products.
- provides access to many new products that hit the market.
- allows for access to almost daily updates of the changes to
     home loan products.

Can you compare one loan against another?
Without such software it would make life so much more difficult, especially when it comes to comparing home loan products with one another. We can:
- compare one loan against others.
- look at your current loan and compare it to other
     home loans available to see if you are getting a good deal.
This specialised software gives us more of an edge in helping to secure the home loan that best suits your circumstances.

Can you help to maximise my borrowing power?
We take the time to discuss and look at your financial and personal situation, as well as your future plans. Correctly assessing your position allows the mortgage broker to help you to maximise your borrowing power. The mortgage broker is there to work for you to help you get the loan that you need to buy the property you want.

What about industry associations?
Our our home loan consultants are members of the required industry associations and have the necessary insurance required as mortgage brokers.

Are there any educational standards?
A Home Loan Consultant is a mortgage professional who has achieved the required industry educational standards. In order to maintain their accreditation, home loan consultants have to undertake a certain amount of ongoing industry training every year. This assists in keeping their skills up to scratch.

Will you find me a loan that I can be happy with?
Why spend endless time shopping around and trying to negotiate a good deal on a home loan when you can make use of our service to do all the legwork for you. We deal with Banks and non-bank lenders, and with conforming as well as no-conforming loans.

How will having an understanding of my financial position help me?
Having a clear understanding of your financial and personal position allows the Mortgage Broker to better help you to get the home loan that suits your needs and wants. Sometimes clients may want a particular home loan, but it may be inappropriate for their circumstances. We would then be in a position to point this out to them. This is where having a clear understanding of a client's situation can assist us in helping him or her to make the right choices and select a home loan that is appropriate to their needs.

Will you look after my personal information?
At Home loan Depot we respect the privacy of your personal information and understand that it is very important to you. We are comitted to look after your personal information and to protect it's privacy. We comply with the Privacy Act 1988 (Cth) and are committed to the the National Privacy Principles

Will you look after my interests?
We pride ourselves as being honest and having integrity. We are committed to working for you to find you what you are looking for in a home loan. We take pride in helping people and it is satisfying to see the happiness it creates when things all come together. We have a duty of care to look after your interests.

Can you do a loan for anyone living outside Sydney?
Although we are Sydney based, with technology being what it is today, we can provide our service to anyone located almost anywhere in Australia.

Who is Home Loan Depot?
The Home Loan Depot is the trading name of Boston Liberty Pty Ltd which is an independently owned and operated company that is not controlled by any lending institution. We stive to independent.

Let us help take the hassle out of getting a home loan! We are happy to give you a NO Obligation consultation to assess your home loan needs.

Why use us - "Your Sydney Home Loan Specialist"

**Why use us - "*Your Sydney Home Loan Specialist"***