June 7, 2019

A common question we get from clients is on offset accounts and how exactly does it work. Put simply, an offset account is a savings/transactions everyday account which is linked to your home loan account. It works to ‘offset’ your home loan balance daily, meaning you...

October 15, 2018

With interest rates the lowest they’ve ever been, it makes sense to pay off your mortgage now, rather than later. Why? Well, you’ll not only potentially save yourself thousands in interest repayments, but you’ll also free-up your money so you can look at investing for...

July 10, 2018

No matter the type of property you’re seeking to buy, often knowing how to buy can stop you making mistakes.

June 15, 2018

Thinking of buying your first home? How exciting! Except for the part where you have to scrape together the deposit, lenders mortgage insurance, stamp duty and upfront mortgage fees… The Federal Budget 2017–18 introduced the First Home Super Saver Scheme(FHSS) which ma...

April 4, 2018

With news surrounding the banking royal commission, I have been asked by multiple clients over the last few weeks on what is it exactly that mortgage brokers do and why they should be using one.

With over 150 banks and lenders in Australia it's no wonder that people can...

March 27, 2018

Sally is self-employed and has accumulated several debts including a tax liability of $30,000 due to unpaid GST. She's looking to consolidate these debts and refinance her existing mortgage of $450,000. She is having trouble with obtaining finance from the major banks...

March 13, 2018

In this blog, we'll look at what concession are available for First Home Buyers in NSW

First Home Owner Grant (FHOG): NSW

In NSW, the First Home Owner Grant was established to assist eligible first home owners to purchase a new home or build their home by offering a gran...

March 7, 2018

In our last blog, we explored What is Lenders Mortgage Insurance(LMI).In this blog, we'll drill abit deeper on how we can avoid LMI using a Guarantor Loan and how it can help you enter the property market sooner!

February 20, 2018

Lenders Mortgage Insurance (LMI) is a one-off payment which lenders require you (the borrower) to pay to protect them (the lender) against the unfortunate event where you (the borrower) might fail to make your home loan repayments. This is required generally when you n...