June 7, 2019

A common question we get from clients is on offset accounts and how exactly does it work. Put simply, an offset account is a savings/transactions everyday account which is linked to your home loan account. It works to ‘offset’ your home loan balance daily, meaning you...

August 15, 2018

Choosing to go with a home loan that offers a fixed or variable rate of interest will depend on several factors, including your personal and financial circumstances.

When taking out a home loan, one of the biggest decisions you’ll need to make is what type of loan to ta...

March 27, 2018

Sally is self-employed and has accumulated several debts including a tax liability of $30,000 due to unpaid GST. She's looking to consolidate these debts and refinance her existing mortgage of $450,000. She is having trouble with obtaining finance from the major banks...

March 7, 2018

In our last blog, we explored What is Lenders Mortgage Insurance(LMI).In this blog, we'll drill abit deeper on how we can avoid LMI using a Guarantor Loan and how it can help you enter the property market sooner!

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What is an Offset Account?

June 7, 2019

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June 27, 2018

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