June 7, 2019

A common question we get from clients is on offset accounts and how exactly does it work. Put simply, an offset account is a savings/transactions everyday account which is linked to your home loan account. It works to ‘offset’ your home loan balance daily, meaning you...

October 15, 2018

With interest rates the lowest they’ve ever been, it makes sense to pay off your mortgage now, rather than later. Why? Well, you’ll not only potentially save yourself thousands in interest repayments, but you’ll also free-up your money so you can look at investing for...

August 15, 2018

Choosing to go with a home loan that offers a fixed or variable rate of interest will depend on several factors, including your personal and financial circumstances.

When taking out a home loan, one of the biggest decisions you’ll need to make is what type of loan to ta...

July 10, 2018

No matter the type of property you’re seeking to buy, often knowing how to buy can stop you making mistakes.

June 27, 2018

The costs of home buying can add up quickly as there is more than just the asking price to consider. You also need to account for upfront and ongoing costs. Planning for these allows you to budget appropriately and avoid any unnecessary financial stress.

June 15, 2018

Thinking of buying your first home? How exciting! Except for the part where you have to scrape together the deposit, lenders mortgage insurance, stamp duty and upfront mortgage fees… The Federal Budget 2017–18 introduced the First Home Super Saver Scheme(FHSS) which ma...

May 15, 2018

Have you been declined for a home due to having impairment on your credit file? While for some lenders, this could raise a red flag on your application and lead