
Self-employed & Tax Debts
Sally is self-employed and has accumulated several debts including a tax liability of $30,000 due to unpaid GST. She's looking to consolidate these debts and refinance her existing mortgage of $450,000. She is having trouble with obtaining finance from the major banks due to her tax debt. Solution: How Home Loan Depot helped Sally? At Home Loan Depot, we work with many different lenders from the majors banks to specialist non-conforming lenders. We understand different lender

First Home Buyers: Grants and Concessions NSW
In this blog, we'll look at what concession are available for First Home Buyers in NSW First Home Owner Grant (FHOG): NSW In NSW, the First Home Owner Grant was established to assist eligible first home owners to purchase a new home or build their home by offering a grant. The grant amount is determined by the date of transaction. This is the date of the contract to purchase a new home or contract to build a home. From 1 July 2017, the First Home Owner Grant Cap for new home

Entering the property market with no deposit!
In our last blog, we explored What is Lenders Mortgage Insurance(LMI).In this blog, we'll drill abit deeper on how we can avoid LMI usin